Resources
Learn from yesterday, live for today, hope for tomorrow.
The important thing is not to stop questioning.
-- Albert Einstein
or as Snoopy says ....
This site is always being updated. Please e-mail me with your favorite links or if you find a link not working
Finding a financial planner
Fee-Only Financial Planners
National Association of Personal Financial Advisors Consumer services include referral network and interview form on choosing a planner
The Garrett Financial Network: Network of hourly based financial planners
Check out your potential advisor: Investment Advisor Public Disclosure - Investment Adviser Search
Specialists:
Find a Sudden Money Institute Advisor National Network of Advisors includes financial planners, wealth coaches, psychologists, attorneys and philanthropy experts trained in Financial Transitions Planning developed by The Sudden Money® Institute
Kinder Institute of Life Planning The Kinder Institute trains and coaches financial advisors worldwide in a method we call financial Life Planning. This method is based on the premise that advisors should first discover a client’s most essential goals in life before formulating a financial plan, so a client’s finances fully support those goals
Free Financial Support for Women
Cash Flow, Credit and Debt Management
Download Financial Spreadsheets for:
General Information and Managing Money
Professionals to help manage your accounts
Personal Financial Software
Banks, Rates and High Interest-bearing online accounts
Compare high yield accounts, CDs, mortgages, etc.
Sample of high yield savings accounts & CDs:
American Express® high yield savings account
How safe is your bank?
Bauerfinancial: Star Ratings for Banks and Credit Unions *client recommended
VERIBANC The B.E.S.T. Banking Investment with Unbiased Safety Ratings and CD Rates
Comparison of loan rates
LowerMyBills Refinance Mortgage, Home Loan, Home Equity, Home Purchase, Debt Consolidation , Compare Credit Cards
Credit Cards
Credit Info Center Everything you need to know about credit cards, (including unwanted ads)
CardRates.com | Credit Card Reviews, News & Guides by Experts
Fidelity Rewards Visa Signature Card | Credit Card | Fidelity
Debt Management
Consumer Credit Counseling Services Advice and counseling about getting out of debt
U.S. Department of Justice Approved Credit Counseling Agencies - Massachusetts
Credit Reports
Your Access to Free Credit Reports Federal Trade Commission site with information about Fair Credit Reporting Act (FCRA) & warnings about various web sites
Credit Monitoring vs. Credit Freeze - InCharge Debt Solutions
Freezing your credit:
OptOutPrescreen.com official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insuranc
Credit Basics Demystifying Credit Scoring & Credit Reports | myFICO
Saving and Spending
RetailMeNot.com Coupon codes and discounts for 15,000 online stores
Honey Automatic Coupons, Promo Codes, and Deals
GasBuddy.com Find Low Gas Prices in the USA and Canada
Job Tools
Salary.com - Salary Calculator, Salary Comparison, Compensation Data
See more tax & payroll tools below --Payroll Taxes
Investments
Investments: General
Comprehensive Sites
WSJ.com - U.S. Home
Investing Support
Historical prices Historical data provides up to 10 years of daily historical stock prices and volumes for each stock
AAII: The American Association of Individual Investors Investment Education for the Individual Investor
ICLUBcentral :: Software and Tools for Investment Clubs and Investors
Market Index Statistics
Discount Brokers
Low Cost Investment Management Firms/Robo-Advisors
AssetBuilder, Inc. Four elements of investing; simple indexing, simple diversification, smart indexing and smart asset allocation.
Wealthfront Global balanced core strategies using low-cost open-end mutual funds and exchange traded funds (ETFs); fee: 0.25%
Automated Investing | Wealth Management | Axos Invest Managed Portfolios
Investing: Mutual Fund and ETFs
Morningstar: one of the best sources of data for mutual funds
Beginners' Guide to Mutual Funds: Online Publications at the SEC
Index funds
Exchange Traded Funds
Investments: Asset Allocation
Asset allocation: General
Asset allocation: large cap versus small cap
Small-Cap Stocks vs. Large-Cap Stocks: What's the Difference?
Large-Cap Vs. Small-Cap Stocks: Key Differences To Know | Bankrate
Asset class diversification: Water
Asset class diversification: Clean Energy
6 Best-Performing Clean Energy ETFs for December 2025 - NerdWallet
Clean Edge - The Clean-Tech Market Authority
Fossil Fuel Free Investing
New Alternatives Fund - A Mutual Fund Investing in Alternative Energy
WilderShares ETFs with the goal to define and track the Clean Energy sector:
WILDERHILL CLEAN ENERGY INDEX® (ECO); this in the U.S.
WILDERHILL NEW ENERGY GLOBAL INNOVATION INDEX (NEX); this both in the U.S., and Europe.
WILDERHILL HYDROGEN ECONOMY INDEX (H2X); this in Europe.
WILDERHILL WIND ENERGY INDEX (WNX); this in Europe
Asset class diversification: GOLD
Asset class diversification: Further Diversification
Investments: Annuities
Annuity Basics
Variable Annuities
Investor Tips: Variable Annuities from the US Securities and Exchange Commission
MsMoney.com - Annuity - Variable Annuity Advantages & Disadvantages
Fixed Immediate Annuities
Immediate Annuities - Instant Annuity Quote Calculator Enter your state, age and dollar amount below and get an immediate income annuity quote.
How to Create Your Own Pension: A Closer Look at Immediate Annuities
Low Load Annuities
Investments: Bonds, CDs, and Fixed Income Instruments
Fixed Income: General
Bonds [Investing Basics] from the Motley Fools at Fools.com
Individual - Savings Bond Calculator Calculate the value and interest rates of savings bonds you hold
Bonds vs. Bond Funds
Bond Funds vs. Bonds a comparison from Fidelity
Comparison of CD & money market & other key rates
Investments: Socially, Responsible & Impact Investing ...Environmental, Social & Governance Investing
SRI/ESG: General
US SIF – The Forum for Sustainable and Responsible Investment: Excellent source to find out about funds and issues
Human Rights Campaign... Gay & Lesbian, Corporate Equality Index
Specific Investments that make a difference
Kiva.org - Loans that change lives loan money to unique small businesses in the developing world through micro-finance
zidisha.org another microlender
Self-Help Credit Union | Greensboro - Durham - Asheville | North Carolina - NC
Confluence Philanthropy Confluence Philanthropy supports and catalyzes the work of private, public and community foundations, individual donors, and investment advisors who are committed to moving philanthropy towards mission-aligned investment.
Mission Investors Exchange where philanthropic innovators exchange ideas, tools and experiences to increase the impact of their capital.
ICCR (Interfaith Center on Corporate Responsibility) | Inspired by faith, committed to action
Sustainable Business, Green Business, Renewable Energy, Organic & Green Investing, Green Capital
Asset class diversification: Clean Energy
Shareholder Activism
A principled portfolio by Linda Tucci. Sharon Rich helps a young woman invest in Socially Responsible Funds in a Boston Globe Money Makeover, Dec. 17, 2006
The longer you have to invest, the more risk you can afford to take.
Review your asset allocation and rebalance portfolios annually
A diversified portfolio of mutual funds can be the core of most individual investor's portfolios
Home Ownership
General information
Home Sweet Home: What is the True Cost of Having Your Own Home? - Good Financial Cents®
HUD Title Insurance: What It Is and Why You (Probably) Need It - NerdWallet
How much is your home worth?
zillow.com: one way to think about your home value
Redfin: Real Estate, Homes for Sale, MLS Listings, Agents
Mortgages: shop your local market
HSH Home Buyers Calculator Suite, Free! Ten useful functions that you'll use whenever you're shopping for a mortgage or other loan
Reverse Mortgages
Homestead exemption
Massachusetts Registry of Deeds: The Homestead Act Questions & Answers and links to forms
Determining your home's basis: Determining Your Home's Tax Basis | Nolo
MORTGAGE QUESTIONS TO ASK:
Interest rate and what index is it tied to?
What term? 15 years or 30 years? fixed or variable?
Prepayment penalty?
Closing costs?
Locking in time frame?
Points? (% of the loan upfront)
What % down?
Any first time home-buyer programs?
Avoid PMI (principal mortgage insurance if you put down less than 20%). Alternative, 2nd mortgage
College Planning
General information
Scholarship information
Scholarship Search - Find College Scholarships for Free | Sallie Mae
Edvisors: Financial Aid, Student Loans and College Scholarships
8 Best Scholarship Websites Money Magazine
Financial aid
Loans: getting loans and managing loans
Saving for college options: 529 Plans, UTMA custodial accounts, Coverdell Ed. Savings, Taxable accounts
College Savings Accounts: Find the Right One for You - NerdWallet
Morningstar 529 Ratings: The Best 529 Plans- Morningstar
Savingforcollege.com -- best overall site on 529 plans
It's important to look at a variety of strategies for covering the cost of college
Insurance
General information
Life Insurance
How much life insurance?
How Much Life Insurance Do I Need? - NerdWallet
4 Ways to Calculate Your Clients' Life Insurance Needs - Ritter Insurance Marketing
Where to buy life insurance? be sure to comparison shop
Disability Insurance
Disability Insurance: Why You Need It - NerdWallet
Disability Calculator helps you determine how much disability do you need?
Health Insurance, Medicare & Health Savings Accounts
HealthInsurance.com Shop for affordable health plans
HSA Accounts
Medicare:
Medicare supplemental plans and Medicare Advantage plans
Health Insurance Counseling - Mass.gov - SHINE Program, for Massachusetts residents - recommended
Medicare in Massachusetts: find affordable coverage - healthinsurance.org
How Medigap Insurance Is Affected by Preexisting Conditions - Kiplinger
Four states protect Medigap applicants beyond the open enrollment period: Connecticut, Maine, Massachusetts and New York.
Medicare Supplement vs Medicare Advantage - Medicare Made Clear
Hiring someone to help you find a supplemental plan:
Long term Care Insurance
Excellent Guide to Buying Long Term Care Insurance - State of Massachusetts
Long Term Care & Insurance (link to section below)
Auto Insurance
Automobile Insurance - Mass.gov
Better World Club - Roadside Assistance, Insurance and Travel alternative to AAA
Home Insurance
Three ways you can figure out your home replacement cost- Insurance.com
Umbrella Liability Insurance
How An Umbrella Insurance Policy Works And What It Covers – Forbes Advisor
Trip Insurance
Pet Insurance
How to Pick the Best Pet Insurance - Reviews by Wirecutter
The Best Pet Insurance Companies - NerdWallet
Best Pet Insurance Companies- Money
Companies
Pet Insurance for Dogs & Cats - Lemonade
Pet Insurance - Trupanion
Insurance is not a glamour topic but is a necessary part of financial planning. You need to protect
yourself and your investments.
While the key tenet of buying insurance is that it all should result in a financial loss on average (or else the insurance policy is unsustainable), that doesn’t mean all insurance is a losing proposition. It simply means that insurance should be targeted specifically for those situations where the risk would be so severe and catastrophic that self-insuring is either not feasible or just too disruptive to other goals.
Michael Kitces, Financial Planning, 12-1-14
"Smart Insurance Buying Rule"
Taxes
Taxes: General
Payroll Tools
Tax Preparation On-Line
Best Tax Software - NerdWallet
State Tax Rates
State Individual Income Tax Rates and Brackets - Tax Foundation
Tax Planning Ideas
Retirement Planning
Retirement Accounts & Contributions
Compare Small Business Retirement Plans Chart - Fidelity (click ‘compare plans’ tab)
irahelp.com - Ed Slott IRA Advice
Roth IRAs & Roth Conversions
Roth IRA overview - Investopedia
401(k) vs. Roth 401(k): Which One Is Better? | DaveRamsey.com
Backdoor Roth IRA: Advantages and Tax Implications Explained - Investopedia
Social Security Projections (also see financial calculators)
Social Security Projections
When to take social security
Some specific calculators - play around with several of them:
Retirement Planner- CNN
Retirement income calculator - Vanguard
Retirement Calculator & Financial Retirement Planner - T. Rowe Price
Calculate Your Highest Benefits | Maximize My Social Security and MaxifiPlanner
Retirement Distributions
RMD Calculator | Required Minimum Distributions + Charles Schwab
Beneficiary RMD Calculator - Charles Schwab
IRA Beneficiary Calculator - Bankrate
Planning for Retirement
Life Reimagined - AARP
'Can We Talk?' - WSJ.com The 10 most important questions you and your spouse should ask each other about retirement -- and probably haven't
Insights and Research - Wade Pfau - Retirement Researcher
The Best Online Tools for Retirement Planning and Living - WSJ 1-19-15
Managing Cash Flow in Retirment: AAII: The American Association of Individual Investors good article by Harold Evensky
Books
Don't Retire, REWIRE!, 3: 5 Steps to Fulfilling Work That Fuels Your Passion, Suits Your Personality, and fills your Pocket, Jeri Sedlar, Rick Miners
How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won't Get from Your Financial Advisor, Ernie J. Zelinski
The New Retirementality: Planning Your Life and Living Your Dreams...at Any Age You Want, Mitch Anthony
Refire! Don't Retire: Make the Rest of Your Life the Best of Your Life, Ken Blanchard, Morton Shaevitz
Owning the Dash: The No-Regrets Retirement Roadmap Anthony C Delauney
Independence Day: What I Learned About Retirement from Some Who’ve Done It and Some Who Never Will, Steve Lopez
Active Retirement - What to do next
Retirement planning is often the primary reason people go to financial planners.
As life expectancy increases, we need to plan to have
resources to cover our expenses well into our 90s.
Philanthropy & Non-Profits
Evaluating the places you give to
Charity Navigator - America's Largest Charity Evaluator *client recommended
American Institute of Philanthropy - Charity Watchdog Helping Donors Make Informed Giving Decisions
Give.org: BBB Wise Giving Alliance offers guidance to donors on making informed giving decisions
GuideStar Verify a nonprofit's legitimacy, learn whether a contribution will be tax deductible, view a nonprofit's recent Forms 990, or find out more about its mission, programs, and finances.
Finding support around philanthropic giving
Resource Generation organizes young people (18-35) with access to wealth and class privilege in the U.S. to become transformative leaders working toward the equitable distribution of wealth, land and power.
Women Donors Network National organization of women committed to social change through progressive philanthropy
Bolder Giving in Extraordinary Times whose mission is to inspire and support people to give at their full potential
Laura Arrillaga-Andreessen Foundation | Make Your Giving Matter More
Organizations of interest
Crowdfunding
StartSomeGood: crowdfunding for non-profits, social entrepreneurs and changemakers
Planned Giving
Planned Giving Definition: What is Planned Giving? - WealthEngine
What is a Charitable Gift Annuity? - Fidelity Charitable
Donor Advised Funds
#HalfMyDAF If DAF holders spend down at least half of the money in their DAF, the grants they make become eligible for dollar-for-dollar match
Serving on Non-Profit Boards
Micro-Finance
Donating Personal Goods & Determining the Fair Market Value of donated goods
Donating you computer ...
be sure to have your computer's memory wiped clean before donating
Recycling: Mobile Phone Recycling, Computer Recycling - Best Buy
How to Safely Get Rid of an Old Computer - Techlicious
Donating your Time
Estate Planning & Legal Docs
Estate Planning: General
Estate Tax - IRS
Wills and Estate Planning - Nolo
An all-in-one wealth transfer checklist - Fidelity Investments
Free estate planning workbook - American Red Cross
LivingWisely - Live your best life with insight and intention
Final Road Map: The Toolkit for Peace of Mind at End of Life
Everplans: End of Life and Death Planning Made Easy
Massachusetts
Trusts
What is a Trust? - Estate Planning - Fidelity and Reasons you should consider a trust - Fidelity Investments
If You Are an Executor, Estate Administrator or Personal Representative of an Estate
Health Care Proxy: MASSACHUSETTS
Massachusetts Medical Society: Health Care Proxy Information and Forms
MOLST | Massachusetts Medical Orders for Life Sustaining Treatment
Five Wishes: "The Five Wishes document helps you express how you want to be treated if you are seriously ill and unable to speak for yourself."
Ethical Wills
The Wealth of Your Life: A Step-by-Step Guide for Creating Your Ethical Will: Books: Susan B. Turnbu
The Ethical Will Resource Kit: by Barry K Baines
So That Your Values Live On: Ethical Wills and How to Prepare Them Jack Reimer, Dr. Nathaniel Stampfer
Like A Library Burning: Sharing and Saving a Lifetime of Stories Scott Farnsworth, Peggy R. Hoyt
HIPAA Release
Sample Forms:
Providing for Your Pets
Legal Docs
DocuBank.com The Docubank Emergency Card provides immediate access to your healthcare directives and other legal documents, any time, anywhere they are needed. Available at a reduced rate if working with an advisor. To find an advisor, go to napfa.org or check with me.
Organ Donation
Digital Lock Box
ESTATE PLANNING CHECKLIST :
Will
Trusts
Health care proxy
Durable power of attorney
Homestead exemption
Beneficiaries on retirement accounts
Beneficiaries on life insurance
Ownership of assets (title)
Financial planning must include planning for the time
when you are no longer
able to care for yourself
or you are no longer here
Elder Care
Elder Care: General
Elder Care: Massachusetts
NASMM National Association of Senior and Specialty Move Managers (NASMM)
Long Term Care & Insurance
Elder Care: Financial Help
American Association of Daily Money Managers a membership organization of individuals who provide daily money management services directly to clients
GUIDE (Guiding an Improved Dementia Experience) Model - free Medicare program. The Guiding an Improved Dementia Experience (GUIDE) Model is a voluntary, nationwide model testing the impact of providing comprehensive services and supports for people with dementia and their caregivers. The model began on July 1, 2024, and will run for 8 years.
ElderCare: Legal Help
ElderCare: Medications
Aging and Dying
Special Needs
Able accounts
ABLE accounts are tax advantaged savings accounts for eligible individuals with significant disabilities, which will become a new financial planning option in 201
Women & Money
Free Financial Support for Women
Women's Institute for Financial Education the oldest non-profit organization dedicated to providing financial education to women in their quest for financial independence
Count Me In supports the cause of women’s economic independence
Women's Bureau US Dept. of Labor. Mission: To improve the status of wage-earning women, improve their working conditions, increase their efficiency, and advance their opportunities for profitable employment
Emotional Currency: A Woman's Guide to Building a Healthy Relationship with Money: by Kate Levinson Ph.D
Investing and the Single Women: article by Sharon Rich for On Wall Street
Women and Retirement: article by Sharon Rich for On Wall Street
Young People & Money
Raising money-aware children
Jump$tart Coalition Their mission is. to improve the personal financial literacy of young adults; to evaluate the financial literacy of young adults; develop, disseminate, and encourage the use of standards for grades K-12; and promote the teaching of personal finance. The Jump$tart Coalition believes that all young adults need to have the financial literacy necessary to make informed financial decisions.
TeenVestor Website goals: Teach young people how to become life-long investors; Expose teens to entrepreneurship; Help parents encourage their children to become investors and entrepreneurs; Help teachers expose their students to basic economic and business concepts.
The Opposite of Spoiled: Raising Kids Who Are Grounded, Generous, and Smart About Money: by Ron Lieber
Kids, Wealth, and Consequences: Ensuring a Responsible Financial Future for the Next Generation by Richard Morris, addresses issues of raising children with inherited wealth
Cost of parenting
Parenting without Guilt; article by Sharon for On Wall Street
Money Games
Gavitt's Stock Exchange Game First printed in 1903, Gavitt's Stock Exchange is one of the most exciting and popular games ever invented. Be the first to get all the cards of one railway line, call out "Topeka" and win the hand 7 years and up
Children's Books
The Berenstain Bears Get the Gimmies (First Time Books(R)): Books Stan Berenstain, ,Jan Berenstain
The Berenstain Bears' Trouble with Money (First Time Books(R)): Books Stan Berenstain, ,Jan Berenstain
Quest for the Pillars of Wealth (A Children's Guide to Growing Rich): Books J. J. Pritchard
Bunny Money (Picture Puffins): Books Rosemary Wells
Alexander, Who Used to Be Rich Last Sunday Judith Viorst, Ray Cruz
If You Made a Million David M. Schwartz, Steven Kellogg
The Money Tree Sarah Stewart, David Small
One Cent, Two Cents, Old Cent, New Cent: All About Money (Cat in the Hat's Learning Library)
Young People and Philanthropy
Change for Change aims to create a charitably-minded generation of young adults engaged in philanthropy, always reminding young people that even small change can lead to big changes.
Resource Generation "a national organization that works with young people with financial wealth who are supporting and challenging each other to effect progressive social change through the creative, responsible and strategic use of financial and other resources"
Allowance and Apps
LGBTQ+ Issues
Human Rights Campaign... Gay & Lesbian, Corporate Equality Index
LGBT Pride - Lesbian Gay Bisexual Transgender Information AARP
SAGE NYC SAGE is the country's largest and oldest organization dedicated to improving the lives of lesbian, gay, bisexual and transgender (LGBT) older adults.
Queercents financial blog serving the LGBT community
How People in the Queer Community Think About Personal Finance - The New York Times
Planning For LGBTQ Couples: Distinct Financial Challenges Persist
Sharon sited
"With marriage, gay couples face tax tangles," by Kimberly Blanton, Boston Globe, March 14, 2005
"Gay marriage solves, creates money issues," by Chuck Jaffe, Boston Globe May 20, 2005
Money Psychology
Psychology: General
Articles
Your Money, or Your Life? Harvard Magazine (July-August 2008) article about George Kinder
Books (check your library for these books and more)
The Seven Stages of Money Maturity financial advisor and Buddhist teacher George Kinder
Life Planning for You: How to Design & Deliver the Life of Your Dreams George Kinder, Mary Rowland
What Happy People Know : How the New Science of Happiness Can Change Your Life for the Better
The Soul of Money: Reclaiming the Wealth of Our Inner Resources: Books: Lynne Twist,Teresa Barker and The Soul of Money Institute: Transforming Your Relationship With Money Investor Therapy: A Psychologist and Investing Guru Tells You How to Out-Psych Wall Street
What To Do When You Make Mistakes at Personal Development, Dr. Richard Geist & Ririan Project
Why Smart People Make Big Money Mistakes And How To Correct Them: Lessons From The New Science Of Behavioral Economics by Gary Belsky and Thomas Gilovich
The Psychology of Money: Timeless lessons on wealth, greed, and happiness: Housel, Morgan
Inside the Investor's Brain: The Power of Mind Over Money by Richard L. Peterson
Your Money and Your Brain: How the New Science of Neuroeconomics Can Help Make You Rich by Jason Zweig
Money Harmony: A Road Map for Individuals and Couples: by Olivia Mellan, Sherry Christie
The Heart of Money: A Couple's Guide to Creating True Financial Intimacy by Deborah Price
The Body of Money: A Self-Help Guide to Creating Sustainable Wealth through Innate Intelligence by Colman, Gayle
Extraordinary Popular Delusions And The Madness Of Crowds (online for free) Why do otherwise intelligent individuals form seething masses of idiocy when they engage in collective action? Why do financially sensible people jump lemming-like into hare-brained speculative frenzies--only to jump broker-like out of windows when their fantasies dissolve? ....In fact, cases such as Tulipomania in 1624--when Tulip bulbs traded at a higher price than gold--suggest the existence of what I would dub "Mackay's Law of Mass Action:" when it comes to the effect of social behavior on the intelligence of individuals, 1+1 is often less than 2, and sometimes considerably less than 0. (Amazon.com)
Inheritance
Navigating the Dark Side of Wealth, a Life Guide for Inheritors by Thayer Willis
The Challenges of Wealth: Mastering Personal and Financial Conflicts, by Domini, Amy, Dennis Pearne, and Sharon Rich, Dow Jones/Irwin, 1988.
Sudden Money Institute: Financial education, training, research
Family Wealth: Keeping It in the Family - How Family Members and Their Advisers Preserve Human, Intellectual, and Financial Assets for Generations, 2nd, Revised and Expanded Edition (Audible Audio Edition): James E. Hughes Jr., L. J. Ganser
Beyond the Grave, Revised and Updated Edition: The Right Way and the Wrong Way of Leaving Money to Your Children (and Others): Condon, Jeffery L
How Not To Tear Your Family Apart: 3 Simple Steps to Start Critical Conversations and Help Your Family and Aging Parents Plan a Financially Stable Future: Golden, Carroll S
Car Buying
Buying vs Leasing a Car | U.S. News & World Report
Kelly Blue Book Determine the value your car & price new cars:
Edmunds.com Determine the value your car & price new cars:
Carfax.com: checks car history
Autotrader.com, CarsDirect.com Buying used car
Fuel Economy Compare fuel economy of cars, run by US Dept of Energy
Safercar -- National Highway Traffic Safety Administration (NHTSA)
Identity Theft
Dealing with Identity Theft Excellent site from the Federal Trade Commission
Online Brokerage Accounts: What You Can Do to Safeguard Your Money and Your Personal Information
Financial Planning Calculators
Calculators for Investors from the US Securities and Exchange Commission
Inflation Calculator This Historical Inflation Calculator will calculate the amount of CPI price inflation between any two dates from 1913 up to the latest month reported by the U.S. Bureau of Labor Statistics (BLS)
General Financial Sites
Mymoney.gov MyMoney.gov is the U.S. government's website dedicated to teaching all Americans the basics about financial education.
MissingMoney.com: database of state unclaimed property records
National Association of Unclaimed Property Administrators (NAUPA) – The leading, trusted authority in unclaimed property
Bureau of Engraving and Printing E-Commerce the largest producer of security documents - US dollars, etc. good source of gifts!
Measuringworth.com: Lets you explore different measures of the economy, including inflation, purchasing power, stock growth, and more, using the most reliable historical data available
Benefits.gov The official benefits website of the U.S. government.
Resources for Planners
Resources | Karen Chan Financial Education & Consulting, LLC
No Longer Awkward: Communicating with Clients Through the Toughest Times of Life: Amy Florian
The taxbook digital tax reference book (and client handouts)
Philanthropy
Tools
Calendly for easy scheduling and no email back and forth and time blocking.
VidYard for easy recording of short videos and sending to all Clients simultaneously
Textblaze software "Eliminate repetitive typing and mistakes."
Followupthen (software) "the world's simplest email reminder and personal followup assistant."
Magazines
Investment News & Analysis for Financial Advisors | ThinkAdvisor- News, Advice, Events & Analysis for Independent Advisors & RIAs
Blogs, Social Networks, & Podcasts
Covestor.com tracks members' investment records, allowing people to judge their portfolio's performance against the crowd
Financial Blogs (let me know of others you like)
Books
Your Money or Your Life: Transforming Your Relationship with Money and Achieving Financial Independence Joe Dominguez, Vicki Robin
The Black Swan: Second Edition: The Impact of the Highly Improbable Nassim Nicholas Taleb
Against the Gods: The Remarkable Story of Risk Peter L. Bernstein
A Random Walk Down Wall Street: Completely Revised and Updated Edition: Books Burton G. Malkiel
Just One Thing: Twelve of the World's Best Investors Reveal the One Strategy You Can't Overlook John Mauldin
Unconventional Success: A Fundamental Approach to Personal Investment: Books David F. Swensen *client recommended
The Little Book of Common Sense Investing: The Only Way to Guarantee Your Fair Share of Stock Market Returns: John C. Bogle
The Project Gutenberg eBook of The Way to Wealth Benjamin Franklin
The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich Bach, David
The Missing Semester: Your financial choices have consequences. Will you choose wisely? Natali, Gene:
Also see the money psychology section
Money Makeovers
"Avoiding future debt from holiday present, " by Linda Tucci. Sharon Rich helps a young woman avoid accumulating mroe debt around holiday time in a Boston Globe Money Makeover, Dec. 12, 2004
"Dreaming of a home -- with hard work ahead,"by Linda Tucci. Sharon Rich helps a young disabled mother think about buying a home in a Boston Globe Money Makeover, Nov. 27, 2005
"A principled portfolio," by Linda Tucci. Sharon Rich helps a young woman invest in Socially Responsible Funds in a Boston Globe Money Makeover, Dec. 17, 2006
Other Links
Consumers CHECKBOOK Unbiased Reviews and Undercover Price Research on Local Services auto, healthcare, home, financial, personal, pet care, stores, travel, etc. ... including Boston
National Do Not Call Registry Avoid telemarketers
Catalogchoice.org: free service to stop junk mail
Paperbackswap.com: Swap books with other book-lovers - Paperbacks, hardbacks, audio Books, textbooks, and more
Craigslist.org: Read (and post your own) listings in a huge array of categories, including discussions, services, jobs, housing, childcare, and more
Freecycle.org: The Freecycle Network - A grassroots and entirely nonprofit movement of people who are giving away (and getting) stuff for free in their own town
Yelp.com: Real reviews on what's great (and not so great) in your area, including restaurants, stores, services, and more
How to reach a customer service person Tells you how to avoid machines & find a human at the end of your phone conversation with companies
Free university courses online
Ed.X Offers courses from universities like Harvard, Berkeley, and MIT, where you can audit content for free
Harvard free courses
Setting up direct payments or credit card payments (for businesses or non-profits)
Square Credit Card Processing & Business Solutions
PayPal Start Accepting Credit Cards Today With PayPal
First ACH® Online Business Payments Processing and Merchant Services
Phone and video connections
GoToMeeting Online Meeting Software, Video Conferencing & Web Conferencing
FreeConferenceCall.com. Free Conference Call, Phone Conferencing, Teleconferences
Cheap checks
Trivia and Fun Facts
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