A comprehensive financial plan should help clients plan for

• Emergencies
  • Disability
  • Death of self or loved ones
  • Unexpected property loss
  • Loss of job
  • Accidents
    
  • Law suit
    
    
• Insurance needs
• Health/medical
• Disability
• Life
• Property: home, cars, recreation homes and vehicles, business property
• Liability: personal and professional
• Long-term care
  
  
• Taxes
   
  
• Education and career changes
  

• Home purchases and sales
   
  
• Investments
   
  
• Retirement
   
  
• Relationships
• New couples
• Commitment & marriage
• Reconstituted families
• Special concerns of LGBTQIA clients
• Divorce
  

• Death
• Estate taxation
• Wills
• Health care proxies & living wills
• Durable powers of attorney
• Trusts